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Discussion question: Consumer protection agencies, and the elimination of loss r

Discussion question: Consumer protection agencies, and the
elimination of loss risk.
The evolution of various consumer-protection agencies,
including the CFPB and the FDIC, has provided “insurance” to depositors and
customers that has eliminated much of the loss risk for depositors. Discuss how
the elimination of loss risk has impacted how consumer select banks and how this
has eliminated the risk/reward calculation when comparing the interest rates
paid by various institutions.

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